Our goal is simple, we want the best, fastest and most user-friendly loan and customer service every day of the year. Apply for a loan in just a few minutes and you will receive the funds in your account instantly after receiving a favorable loan decision.
Are you planning a mortgage or other loan? You can fill out and apply for a loan online, even from your own couch. Check out our tips to help you apply for a loan. You can visit this page today and come up with the best choices for loans there.
Here’s how to apply for a loan online:
Calculate a loan that suits you. With the loan calculator, you can easily estimate the amount of the loan and the monthly installment that is right for you.
Are You Applying For A Mortgage? Fill out the loan application as soon as you have decided to buy a new home. You don’t need to know the price of your new home yet. An online application is just a request for a quote, it does not bind you to take out a loan. Once you have received the loan offer, you can safely bid when a suitable home is found.
- The loan will be agreed upon when your final plan is ready. At the same time, the loan amount is also locked. If you are buying an apartment, you can inform us of the price of the apartment by calling or sending an e-mail and we will conclude the loan agreement accordingly.
- Sign the loan papers electronically. Loan negotiation and loan agreement signatures can be done online from start to finish. If you are applying for a mortgage, you only need to come to the branch for home sales.
- If plans change. You can get a loan from us that is flexible according to your life situation. For example, if you are applying for a mortgage, you may need to keep your loan repayments free and save along with paying for future purchases.
Online conferencing makes it easier to apply for a loan
If you find your dream home suddenly or find you need a loan soon, you can easily negotiate a loan online. You do not need to visit an office, but you can use the web-conference to conveniently switch office visits to your home sofa and get personalized service wherever you are. If you need a loan quickly, online conferencing is a good option: negotiation can also take place outside office hours.
You can discuss your loan, insurance and investment issues during the online conference. During the conference, you will be in contact with a bank expert with video and audio. It is enough to be at your computer at home, or anywhere you can talk in peace.
Sign the loan electronically
If you are looking for a loan for an urgent need, an electronic signature is a great help in addition to web conferencing. Namely, you can sign a loan agreement online once you have your OP account and log in to op.fi.
If you are applying for a mortgage, you only need to visit the branch at the time of the transaction. Cooperative Bank consumer credit agreements can be fully signed online when the loan is granted, and you get the money in your account without having to visit a branch.